Your goals are our priority. Let us assist you in building your financial future. Everyone is different, and your plan needs to meet your individual needs. We pride ourselves on taking the time to learn your needs and earn your trust.
In today’s market, every relationship is important and maintaining those relationships can be achieved by having the right products and the right tools.
Our team has extensive experience in helping nonprofit organizations with the very important task of investing their funds. We know how critical these investments are to your long-term financial health and we never take for granted the trust you have placed in us with this responsibility.
It is important for a nonprofit to choose the right investment advisor for their funds. A nonprofit organization works hard to garner their financial support, and they need an investment advisor that is a fiduciary and will always put the best interest of the nonprofit first.
We currently have over $65 million in assets under management for nonprofits in the Quad Cities community.
The job market is more competitive than ever, and the benefits you provide are under greater scrutiny. Your employees want an employer sponsored plan with the investment options that help meet their goals for retirement savings.
For you as an employer, the growing interest in retirement planning translates to a growing need to offer a high-quality plan. The plan you offer can help you protect what you’ve already built by rewarding and retaining your valuable and talented employees. That same plan can help provide you with an edge when it comes to attracting new high-caliber employees.
But maintaining a plan for a small business can seem difficult at best. That’s why you need experts like the team at Tower Trust & Investment Company to help you navigate the types of employer sponsored options.
Is a 401(k) right for your company?
Should you provide a Roth 401(k) option?
Or is a SIMPLE IRA more appropriate for your company?
Should you do a matching contribution?
What are the contribution limits?
As a retirement plan provider, we know from experience what employers value most:
Tower Trust & Investment Company will help you deliver the Bank Sweep Manager® program to your customers with “perfection.”
We will serve as your third party custodian. As your third party custodian, we maintain possession of the pledged collateral as agent and on behalf of your customers. On a daily basis we compare your customers’ account balances and the aggregate balance of your marketable securities to ensure your account with us is adequately funded. Following this verification process will ensure that your clients are properly secured and in return you and your clients’ peace of mind that perfection is being achieved each and every day.
We will serve as a fiduciary. We have the fiduciary capacity to perfect security interest in the event of repurchaser default, thus providing your clients further peace of mind. In addition, this will help your organization be fully compliant, avoiding regulatory headaches.
In today’s market, every relationship is important and maintaining those relationships can be achieved by having the right products and the right tools. Our professional staff will perfect your customers’ interest in the securities pledged and at the end of the day, you and your customers will have a properly executed sweep arrangement!
Our highly qualified team at Tower Trust & Investment Company has over 150 years of financial management experience. Contact us for a consultation on how can meet your goals for attracting and retaining employees with an employer sponsored plan.
Trust Officer
Kristina has over ten years of experience in law as a Paralegal specializing in Estate Planning, Probate Law, Real Estate Law, Business Law, and Guardianships and Conservatorships. She is a non-attorney member of the Iowa Bar Association and a member of the Iowa Paralegal Association. Kristina has many years of customer service experience and assists the Fiduciary Team with trust and estate administration.
Phone: 563.296.9274
Email: ksuiter@towerqc.com